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Mortgage rates are over 7%. What it means for would-be homebuyers

NPR | By Stephan Bisaha

Published September 25, 2026 at 3:48 AM PDT

The average mortgage rate is above 7% for the first time since January 2025. Compared with earlier this year, that interest rate means would-be homebuyers would pay hundreds more each month.

Stephan Bisaha